Affirm Payments

How to Pay Using Affirm

When paying with Affirm on our site, please follow the simple options below. Use Affirm Virtual Card, and be sure to select Credit Card at checkout rather than the Affirm gateway option to prevent your payment from being declined.

1.Option 1: Create a One-Time Virtual Card:Best if you are already browsing on our site and ready to check out.
  1. Calculate your total: Note your total cart amount on our site, including estimated shipping and taxes.

  2. Generate your card: Open the Affirm app, tap Card, and select Create a Virtual Card (or search "Virtual Card").

  3. Set the card amount: Enter your estimated purchase total. Tip: Request a few dollars higher than your total to cover exact taxes—Affirm only charges you for what you actually spend.

  4. Choose your repayment plan: Select the payment plan that works for you and review your terms to reveal your 16-digit card number, expiration date, and CVV.

  5. Check out on our site: Return to our website's checkout page and choose Credit Card as your payment method (do not select Affirm at checkout).

  6. Enter card details: Paste the 16-digit Virtual Card number, expiration date, and CVV code into the credit card fields, enter your regular billing/shipping address, and click Place Order.
2.Option 2: Search for Us Directly in the Affirm App:Best if you prefer starting your shopping inside the Affirm app.
  1. Open the Affirm app on your phone (or log in at affirm.com).

  2. Tap the Search bar at the top of the app and type in our store name.

  3. Select our store from the search results to open our website directly inside Affirm's built-in browser.

  4. Add your items to your cart and proceed to checkout as usual.

  5. At the bottom of your screen, tap the promo banner or tap Pay with Affirm.

  6. Select your payment schedule, confirm your plan, and Affirm will automatically fill in the payment details at checkout to complete your purchase.

Crucial Tips to Prevent Declined Payments

  • Always select "Credit Card" for Virtual Cards: Entering a Virtual Card under the direct "Affirm" checkout option will cause the system to reject the payment. Treat the Virtual Card just like a regular Visa card.

  • Match or exceed your total: If your checkout total is even a few cents higher than the amount approved on your Virtual Card, the transaction will be declined.

  • Use your card within 24 hours: Affirm Virtual Cards expire after 24 hours. If your card expires before you complete checkout, simply request a new one in the app.